Understanding Deductibles: Can Your Roofer ‘Eat’ the Deductible? Let’s Find Out!

So, what exactly does it mean when a roofer offers to “eat” your deductible? Essentially, it means that the roofer is offering to cover the cost of your insurance deductible as part of the roofing project. While this might sound like a great deal, it’s important to understand the potential legal implications.

In most cases, offering to cover a homeowner’s insurance deductible is considered insurance fraud and is illegal. Insurance fraud occurs when someone intentionally deceives an insurance company for financial gain. By covering your deductible, the roofer is essentially inflating the cost of the project to recoup the deductible amount, which is dishonest and illegal.

But why is it illegal? Well, insurance fraud drives up insurance premiums for everyone and undermines the integrity of the insurance system. It also puts homeowners at risk of facing legal consequences if they participate in the scheme.

So, what should you do if a roofer offers to cover your deductible? The best course of action is to steer clear and find a reputable roofer who operates ethically and transparently. A trustworthy roofer will provide you with an honest estimate for your project and work with you to find a payment plan that fits your budget.

At Drip Edge Roofing, we believe in doing business the right way. We’ll never offer to cover your deductible or engage in any other unethical practices. Instead, we’ll provide you with top-notch roofing services at fair and competitive prices.

If you have any questions about insurance deductibles or roofing scams, don’t hesitate to reach out to us. We’re here to help you navigate the world of roofing and ensure that you get the quality service you deserve.

Warm regards,

The Drip Edge Roofing Team